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If you need a mortgage to buy your house then a lender will need you to pay for a mortgage valuation report. However, this is not a survey and should not be mistaken as such. A mortgage valuation report is just that – a valuation of the property for the mortgage lender to confirm that the property is worth the amount that you want to borrow.

However, this report will only highlight obvious defects. For a full survey the surveyor works for the buyer and will conduct a more detailed examination into the property’s structural integrity, repairs, maintenance and condition.

RICS is the world’s leading qualification in land, property and construction. RICS is also a regulator of both its individual members and firms, enabling it to maintain the highest standards and providing the basis for unparalleled client confidence in the sector.

Chartered surveyors are therefore qualified professionals who offer you impartial, specialist advice on property issues. The services they are offer are considerable and diverse.

A RICS Home Survey level 2 (Homebuyer report) is a report on condition which will highlight urgent and significant items of repair which will affect the value. It includes a market valuation and a building reinstatement cost figure.

The Home Survey level 3 (Building survey report) is a comprehensive and in-depth investigation of the property with a detailed description of the construction, any defects affecting the property, what is causing them and how to repair them.

It will also highlight items of future concern and maintenance. In addition, the Home Survey level 3 (Building survey report) can be tailored to your own needs to exclude or include certain items.

Buying a house is one of the most expensive investments most people make during their lives. Every house is different in both construction and condition and many older properties may have been significantly altered and extended over the years. The report will cover all these areas with appropriate advice.

Unknown defects and problems can also be expensive to resolve. A Home Survey level 3 (Building survey report) is an independent record of the condition of the building at the time of purchase.


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We offer the full range of RICS surveys; as well as Valuations for a variety of uses.
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RICS Resources

We have provided a number of resources from RICS

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